Can I get a grant for a new roof in 2023 / 2024?
New roofs are not a cheap acquisition and sudden failure of a roof other than from storm damage can present an immediate and very costly problem. If you're looking to re-roof your home, there may be roof grants available offered by the government to replace a roof with a new one or to undertake extensive and expensive repairs but the criteria are limited.
The best thing to do is speak to local roofers in your area about the roofing grants available. Fill out the form below and we'll put you in contact with new roof grant experts in your local area. Time to complete: 30 seconds.
Mostly the new roof grants are only available to people who are in a vulnerable position. Moreover, the home has to fall into the category of being deemed to be below acceptable living standards with the occupants of the property at serious risk.
The type of personal criteria for the applicant is usually as follows:-
- An adult aged over 18 years and in receipt of at least one of the following benefits – Working Tax Credits, Income Support, Jobseekers Allowance, Housing Benefits or Pension Credit
- Be aged over 18 and have a disability or illness which means the applicant is in receipt of Long Term Incapacity Benefits, Disability Living Allowance or Attendance Allowance
- Be aged over 60
Generally, home improvement grants that cover the costs of a new roof or roof repairs prioritise low-income families or those in specific property types that tend to have poor energy efficiency, usually due to the age of the construction.
These come under the umbrella of housing renewal schemes and offer an average figure of £2,500 – some schemes are higher, some lower – for repairs and improvement to a property with the aim of making it safer, more secure and to optimise energy efficiency. They have very similar criteria for the applicant and the work must adhere to specified standards once complete. Additionally, there must be a fault with whichever area of the property the funding is being sought for. Most local council schemes also require a minimum period of residency in the property before an application can be made.
Get a new roof quote
Tell us some additional details get free quotes for your new roof.
Which Roofing Grant Schemes Can I Apply For in 2023 / 2024
Home Upgrade Grants
Home Upgrade Grants are one potential option. These grants are awarded by the government to local authorities across the UK, with the funding due to be delivered between April 2023 and March 2024.
Grants may only be available in some local authority areas, but they provide financial help for homeowners who wish to improve the efficiency of their property.
While the scheme isn’t specifically designed for roofing, it does cover loft insulation, replacing older boilers or storage heaters stored in the roof space and other work. Grants are due to be offered by separate councils to people who:
- Have a low income.
- Live in homes with an EPC rating of D to G.
- Are not connected to the main gas grid.
If this grant scheme does not meet your requirements or is unavailable in your area, it remains well worth contacting your local council or completing our information request form above.
Local Council Roofing Grants
There are often separate schemes offered by local authorities that can help towards the cost of improvement works, many of which will accept applications that include urgent roofing work or re-roofing repairs essential to ensure the property remains habitable.
Each city, borough, or district council will have different criteria for funding, so the help on offer may depend on where you live and your circumstances. Local authorities can normally provide help with the following:
- Adaptations or improvements to your property.
- Making repairs to the structure of your home.
- Costs such as labour, tools and materials.
- Suggesting contractors who can assist with the work.
Further information about these support schemes is available through the Citizens Advice Bureau.
Applying for Grant Funding Through the Energy Company Obligation Scheme (ECO4)
A newer iteration of the previous ECO3 scheme, the ECO4 initiative, will open to applications in November 2023. It offers government grants through energy companies that obligate them to help consumers who live in inefficient homes.
This grant is also targeted towards insulation but can assist with roofing-related work, such as adapting an attic space that has been converted to allow sufficient space for high-quality insulation.
Some applicants may qualify for partial funding, whereas others will receive a grant to cover the full cost of improvements, energy-efficient heating systems and enhancing the level of insulation within their properties.
Those receiving Universal Credit, Income Support, Housing Benefit and Pension Credit benefits are eligible. Families claiming Child Benefits who fall below maximum income thresholds may also be able to apply.
Alternative Sources of Roofing Finance
Should these grant schemes not cover the type of roofing work you need or be suitable for a full re-roofing project, there remain a few solutions that might be suited to your circumstances.
Mortgage providers may offer extensions to mortgage financing or second-charge loans to ensure you have the finances to complete repairs – this is, to an extent, in the mortgage lender's interest to ensure the property doesn't become devalued and limit their security.
Products can include Further Advance and Home Improvement Loans. However, eligibility will depend on the criteria enforced by the specific lender, your affordability assessment, and the amount of borrowing secured against the home.
The benefit of financing through a mortgage provider is that they typically add the additional funding to the original mortgage term rather than requiring a faster repayment. Depending on whether you are tied into a fixed-rate mortgage, you may also have the option of remortgaging with another lender if they offer a more attractive interest rate.
Many homeowners use the remortgaging process to access equity in their homes and raise the capital needed for a new roof and other home improvement or extension projects.
Another option could be to consider an equity release scheme, a type of mortgage product aimed at those who have repaid the full value of their mortgage. Advice from an independent financial advisor is recommended if you decide to take on any form of long-term borrowing against the cost of your roofing work.
Financing the Costs of a New Roof Through Your Contractor
Some established roofing contractors offer financing plans, usually partnering with a well-known bank or financial institution to allow you to pay for your new roof or roofing repairs over time. Most will expect a deposit – and the higher the down payment, the lower the interest.
The most competitive financing plans can even offer zero interest for a maximum period of 12 or 24 months, so if you have the means to repay the full cost within that time frame, it may not cost anything in interest charges.
Is it Worth Applying for Roofing Grants or Loans?
Replacing a roof isn't a low-cost project, but it may be essential. A leaking or damaged roof can expose your property and belongings to dampness, flooding, and more extensive storm damage that could cost significantly more to repair.
It may also be worth evaluating your insurance coverage if your roof needs to be repaired or replaced following severe weather since you may be able to lodge a claim for some or all of the costs of the work. Insurers will generally need to survey the property to establish the extent of the damage and the cause before they approve a claim.
On average, the cost of a roof repair or new roof increases the valuation of your home by substantially more than the cost of the work. If you decide to sell, a property with a brand new roof will often increase in value with a 60% return on investment since prospective buyers commonly prefer homes with excellent roofing structures, energy efficiency and heat conservation.
For more guidance about new roof grants, funding support or repayment plans, please complete our user-friendly enquiry form or contact your local council.
Will I get Value for money with a new roof?
A new roof is not a cheap prospect but it will considerably enhance the value of your home and studies suggest a return of around 60% on the outlay beating that added by a new bathroom or kitchen. A new roof offers you years of worry-free weatherproofing and can also really improve the aesthetics of your house as well, what is known as ‘kerb appeal’ if you are going to the market. Heating bills can be improved with better insulation and temperature control.
If you find yourself constantly paying out for patch roof repairs then you might want to stop and think because you could just be throwing money away. A roof that has reached the end of its life and needs renewal can only be repaired so many times before it becomes uneconomical. Costs of roof leak repair are high, particularly if you are having to repair or replace roof timbers. With the average roof joist repair at around £400-£500, it can quickly add up to a tidy sum which could all be put towards the cost of a new roof which might be inevitable just a few months down the line anyway.
You can find out more about new roof grants available to you via your local council. For more information on home improvements, see information from the Citizens Advice Service along with government information on green home grants. Remember that you can also get grants for windows and grants for renewable heat sources such as air source heat pumps.
Get a roof quote
See how we work below.
1. Tell us some details of exising roof
Tell us the details of your existing roof and what replacement roof you would like.
2. Tell us your UK address
We have a national network of roofers around the United Kingdom. Whether you are in Scotland or London, we can help.
3. Recieve a no obligation quote
You'll receive up to 4 no-obligation quotes and have a better idea of the roof replacement cost.
Get quotes from reputable suppliers here
Save 1,000's on your new roof replacement. Get no-obligation quotes today.